Job Opportunity at NBC - SME Credit Officer

NBC is the oldest serving bank in Tanzania with over five decades of experience. We offer a range of retail, business, corporate and investment banking, wealth management products and services.

Job Summary

To perform and manage all activities in a way that strict adherence to approved Credit and Provisioning Policy as well as the approved standard credit processes and procedures are maintained.

Job Description​

Accountability:  -50%

Analysis, evaluation and sanctioning of credit applications and provide recommendations to management.

Outputs to deliver this accountability:

• Ensures that all credit applications are assessed within the agreed SLA time.
• Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved credit and provisioning policy.
• Appropriately prepare the SNT and credit template for referral to Head of Credit.
• Perform credit reference checks before processing the applications.

Accountability:  -15%

Filing information into customer information credit monitoring files without fail. 

Outputs to deliver this accountability:

• Ensure that all registers are marked appropriately and kept up to date.
• Ensure that all appropriate records are filed in an acceptable ways. Files are appropriately stored.

Accountability:  -35%

Monitoring performance of clients’ accounts and where necessary propose remedial measures.

Outputs to deliver this accountability:

• Ensures that appropriate excesses are diarized and new excess returns filed accordingly.
• Check on daily risk reports and work on exceptions and/or irregular behaviour.
• Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
• Ensure all facilities are timely reviewed.
• Perform other duties as reasonably assigned.

Qualifications

Credit Risk (Meets all of the requirements), Digital familiarity (Meets some of the requirements and would need further development), English, Experience in a similar environment, Higher Diplomas – Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Reasoning (Meets all of the requirements)

CLICK HERE TO APPLY